Financial institutions like credit unions and banks provide services like checking and savings accounts. If you have decided that a checking or savings account is a good choice for you, this information will help you make informed decisions.
Choosing a place open checking and savings accounts
Understanding rights, responsibilities and fees
Dakota County resources
- WINcentive Savings: Available exclusively to credit union members, monthly, quarterly, and annual prize drawing entries for every $25 you save (up to four entries per month). Prize drawings occur monthly, quarterly and annually.
- Second Chance Checking: Banking mistakes can put you on a list held by the ChexSystems reporting agency. Banks will look into your history for past mistakes. Mistakes make it more likely you will be denied an account. Some banks and credit unions offer "second chance" checking accounts for people in this situation. The accounts can help people rebuild their banking histories, but they don't have all the services that come with regular checking accounts. Check all fees and requirements before deciding to apply for these products.